The pros and cons of a fixed-rate mortgage

The pros and cons of a fixed-rate mortgage

A fixed-rate mortgage is pretty much what it sounds like: a mortgage with a interest rate that is fixed. Whereas a variable rate fluctuates throughout the term of your mortgage, a fixed rate (and your monthly payment) stays the same throughout the term. A fixed rate...
4 tips to get a tip-top credit report

4 tips to get a tip-top credit report

When you take out a mortgage, apply for a credit card, sign for a car loan, or set up an instalment plan for kitchen appliances, you use credit. Your total credit use makes up your credit history. In Canada, two agencies—Equifax and TransUnion—manage credit histories....
The ins and outs of Home Buyers’ Plans

The ins and outs of Home Buyers’ Plans

This is a guest post by Brett Johnson, an investment advisor with National Bank Financial.  Are you considering purchasing a home in the near future? Have you considered using your RRSP to become a homeowner? The Home Buyers’ Plan (HBP) is a program that allows an...
10 homemade gifts you can make for your loved ones this Christmas

10 homemade gifts you can make for your loved ones this Christmas

Shopping for Christmas gifts can be a challenge, especially when you want to buy something meaningful for that special someone. There are too many generic gifts out there that cost too much money and have no personality. A solution to this stressful activity is to try...

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