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CMHC Announces Updates To Insurance Criteria Starting July 1, 2020

Jun 16, 2020 | Uncategorized

The COVID-19 pandemic is affecting all sectors of Canada’s economy, including housing. Job losses, business closures and a drop in immigration...

Stress Test changes make qualifying for a mortgage easier

Mar 16, 2020 | Interest rates, Mortgages

We’ve been hearing a lot of news lately that have made it a bit easier for Canadians to qualify for a mortgage, just in time for the spring market.

Bank of Canada drops rate by half a percentage point

Mar 6, 2020 | Interest rates

For the first time in over a year, the Bank of Canada announced that they’re lowering their overnight rate, and it’s a doozy.

How to earn a 19% return on your money, guaranteed

Feb 28, 2020 | Credit

Most of us search for ways to put our hard-earned money to work. Sometimes, however. the simplest and best return for your family is sitting right in front of you.

Why February is a great time for a free pre-approval

Feb 21, 2020 | Uncategorized

CMHC expects to see “a recovery of housing activity in 2020 because of overall economic and demographic conditions and income growth.”

10 simple ways to winterproof your home

Feb 14, 2020 | Home maintenance

To protect your home and stay warm this winter, follow these 10 handy tips.

Home prices trending down in 2019

Feb 7, 2020 | Housing market

The Alberta Real Estate Association recently released their December 2019 market report, showing that housing prices in the province trended down in 2019.

Improving your credit score isn’t as hard as you think

Jan 31, 2020 | Credit

Getting into the housing market when you’re credit challenged can be a tough road.

6 ways to turn your finances around

Jan 24, 2020 | Credit, Investing

Do you live paycheque to paycheque? It’s never too late to reverse course. Here are 6 simple ideas to get you started.

10 ways you can keep water out of your basement

Jan 17, 2020 | Home maintenance

Here are some preventative steps you can take both outside and inside of your home to prevent water from getting inside your basement.

These 7 people think you should use a mortgage broker

Jan 10, 2020 | Company

It’s wise to use a mortgage broker. But you don’t have to take our word for it. Our customers have left us dozen of positive reviews. Here are just a few.

7 things you need to know about mortgage insurance

Jan 3, 2020 | Home ownership, Mortgages

Mortgage default insurance is mandatory in Canada for down payments between 5% and 19.99%. It protects lenders in case a borrower defaults on their mortgage loan.

5 things you should know about monoline lenders

Dec 27, 2019 | Mortgages

What’s a monoline lender, you ask? If you’re not familiar with monoline lenders, you’re not alone. Most people aren’t either.

Investing: what your adviser doesn’t want you to know

Dec 20, 2019 | Home ownership, Investing

We understand that investing in RRSPs, mutual funds, TFSAs, and so on, makes sense for some people. However, you may missing out on a huge opportunity.