7 terms to know before getting your first mortgage
Ready to buy your first home? Here are 7 basic mortgage terms you should know. A mortgage is a loan that is secured to real estate. It’s...
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The 3 parts of renewing your mortgage
With our expert advise and access to many lending options, we compare the best products on the market to find a mortgage that fits your financial goals.
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4 ways to prepare your home for autumn
As the weather cools, it’s time for a bit of maintenance around the home. If you’re in Southern Alberta, it’s even more critical, as we prepare...
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6 costs associated with buying a home
If you’re looking to buy your first house—or your next house—it’s a good idea to plan ahead and consider all the costs associated with buying....
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5 reasons to prequalify your mortgage
Ready to buy your dream home? In less than 5 minutes, our online mortgage pre-qualification tool will let you know how much you can expect to...
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Bank of Canada insists on maintaining interest rate
The Bank of Canada announced this week that they’re keeping their overnight rate target at 1.75%.
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Bank of Canada lowers stress test rate
The Bank of Canada recently announced that it has lowered the mortgage stress test qualifying rate for the first time in 3 years, from 5.34% down to 5.19%.
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The biggest difference between a broker and your bank
Do you know the biggest difference between using a mortgage broker and using the bank?
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Introducing the interest-only mortgage
Relatively self-explanatory, an interest-only mortgage is one in which your entire mortgage payment goes to interest and does not pay down the...
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Mortgage brokers save you money, not take it from you
As mortgage brokers, we focus on finding you the best deal, not on keeping you with the same bank. We work for you, not the banks. Sure it...
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We’re like 50 mortgage companies in one
One of the best things about working with a mortgage broker is that it saves you time and money. For example, through the Mortgage Alliance...
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6 people who want you to use a mortgage broker
We’ve discussed several times various reasons why when buying your first home (or any home for that matter), it’s wise to use a mortgage...
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Why the property matters
Before approving you for a mortgage, a lender will typically review 4 areas of your mortgage application: Income Credit Down payment/equity The...
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How to get a down payment if you have no money
Without a doubt, one of the most challenging aspects of buying a home—particularly if it’s your first home—is coming up with the down payment....
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Pay for your new home and the renos, with just one mortgage
Most home buyers apply for a mortgage for the price of their new home. Later, if they want to build an addition, or get new cabinets, or build...
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5 things you must know before renewing your mortgage
Did you recently receive a notice from your lending institution reminding you that it’s time to renew your mortgage? No matter how good the...
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